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Many workers in the construction sector, or in other dangerous professions, lose their lives without being insured, although the financial consequences for the families they leave behind are dramatic.
A life lost from an accident at work or a temporary or permanent injury is a reduced workforce.
A reduced workforce in a family is a reduced or absent financial contribution of a member of their family.
In Albania of great hardship, one member is often the only financial contributor in the family and his death, or his permanent or temporary injury, collapses the family finances.
Accident insurance is the only way to guarantee financial protection, both for the workers themselves and for their families in case of disasters.
The maximum value of accident insurance at work can reach up to 100 thousand euros, a vital protection that is often neglected.
At sigal.com.al, in just 45 seconds, you can purchase employee insurance online, or you can call 0800 31 31 at any time to learn more about the products!
SIGAL CEO, Mr. Avni Ponari, for TOP NEWS, regarding the need for private insurance against accidents at work brought to attention that:
"SIGAL has addressed all construction companies, the Builders' Association and all those who have employees, to insure against accidents of these employees. Accident insurance creates the opportunity for each injured person to benefit from a certain amount in case of injury, a daily amount and to benefit from an amount in case of loss of life, which is a financial compensation and assistance for the descendants of those who lose their lives, against a very small premium compared to the value that they can benefit as injured or as people who have lost their lives. Family members or children can be the beneficiaries of this value."
SIGAL has been offering the possibility of insurance against accidents at work for years and the beneficiaries are dozens of injured workers, or even family members of workers who have lost their lives.
Every manual worker who chooses the 2-year coverage period at SIGAL, for 9 thousand Lekë per year, can guarantee:
⦁ medical expenses up to an amount equal to 10% of the annual salary,
⦁ 180 days of daily allowance in case of temporary disability,
⦁ the full insured amount in case of permanent disability or death.
“Evaluate it, ask your company managers and get this product. Get it and protect yourself financially. The figures are alarming, because our carelessness has led in many cases to fatal accidents, but also to partial accidents, all of which are compensable if you are insured. Never underestimate it”, is Mr. Ponari's appeal to employees of difficult and risky professions.
In the last 6 years, not counting the year 2025, according to official figures, 217 workers have lost their lives from accidents at work. The Albanian worker has his right to financial protection and must seek this right that saves his family.
Insurance against the tragedy of a work accident of a family member or the head of the family, at least protects them from the tragedy of the economic suffering of all family members.
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