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Shkruar nga PamfletiRaiffeisen Bank is moving from a second-tier bank to a financial "bloodsucker", similar to the microcredit gangs that exploit citizens with "crazy" fees and interests. This bank is using practices that turn every simple banking action into a trap for the pockets of Albanians...
'Raiffeisen Bank', with a typical "arrogance" of large corporations, proudly reports a record profit of 64 million euros from its activity in Albania until the end of September, marking an increase of 26.3% compared to last year . For a calendar year, the bank is expected to exceed all profit forecasts, as its customers drown in commissions and salty interest.
In the first quarter of the year, Raiffeisen recorded a net profit of 21 million euros, followed by 22 million euros in the second quarter and another 20 million euros in the third quarter. These figures are not the result of any innovation or increase in the number of customers, but of a sophisticated scheme of hidden commissions and staggering interests, which overcome the logic of the market. Instead, these profits come from loan rates that are often twice the regional average and hefty fees for every small financial move a customer makes.
Raiffeisen Bank has found its "gold mine" in Albania and continues to increase profits through high fees and rates, which weigh directly on citizens' pockets. This bank doesn't give you room to breathe. Raiffeisen insists on fees and interests that remove any hope for an affordable financial relationship, thus turning into the most abusive bank in the country.
Undoubtedly, Raiffeisen Bank in Albania needs in-depth investigation for its financial practices that seem to be hitting citizens' pockets mercilessly, with salty commissions and loan rates that exceed reasonable market standards. An in-depth investigation would reveal whether these practices comply with the rules and standards that every financial institution must follow, protecting the interest of citizens and establishing order in a market where profit cannot come at the expense of customers.
Raiffeisen Bank is moving from a second-tier bank to a financial "bloodsucker", similar to the microcredit gangs that exploit citizens with "crazy" fees and interests. Raiffeisen is using practices that turn every simple banking action into a trap for the pockets of Albanians.
This financial carnage makes an in-depth investigation into the maneuvers of this bank necessary, to protect Albanians from an economic exploitation that we must emphasize: it is approaching the levels of microcredit gangs. / Pamphlet
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