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Shkruar nga Pamfleti
A home can be insured today against fire, explosion, lightning and earthquake damage. According to the option chosen by the citizens, the price for partial or full insurance varies from 3,500 to 10,000 ALL.
The formula that is calculated is related to the area where the house is located and to the surface, which means that the cardboard can be bought more expensively or cheaper, but nevertheless, the price for an apartment with an area of 100 m2 reaches 5000 ALL.
Home insurance has been voluntary, but an early proposal aims to now make it mandatory only for earthquake damage.
The draft law does not set a price, but the reference prices offered by insurance companies show that families will pay about 5,000 ALL per year for their apartment.
Old clay or adobe buildings, fiber-reed structures, and mobile-site buildings will not be insured under this proposal.
Subjects of social housing for rent and housing in the process of legalization also have the obligation to purchase earthquake insurance.
For the social classes in need, the cards will be paid for from the state budget.
The idea of a national earthquake insurance scheme was back on the government's table after the 2019 earthquakes, but was again shelved for almost four years, until the surprise publication of a new bill earlier this week.
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